O‘ahu Flood Risk Survey
Don’t Lose What You Love in a Flood!
Everyone on O‘ahu lives in a flood zone. While not everyone shares the same level of risk, anywhere it rains it can flood. And floods can occur suddenly, year-round.
To better understand residents’ awareness of flood risk, knowledge of flood insurance, and experience with flooding events, the Resilience Office asked residents to participate in a Flood Risk Survey, which closed April 1, 2024. Results will be used to inform enhanced City outreach and education to improve community flood awareness and resilience island-wide, including the benefits of flood insurance. This project is supported by the Federal Emergency Management Agency (FEMA) Cooperating Technical Partnership program.
Understand the Risk
Anywhere it rains, it can flood. Anywhere near the coast, it can flood too. In fact, everyone lives in a flood zone.
Find out more about how to determine flood risk in your area.
Insure My Property
Standard homeowners’ and renters’ insurance does NOT cover flooding.
Flood insurance covers your home AND your belongings from flooding incidents regardless of the cause, helping you recover faster and more fully after a disaster.
It takes 30 days for flood policies to become active, plan ahead to save what you love in a flood!
Stay Flood Safe
When faced with a flood: Turn around, don’t drown!
Here’s what to do if you, your car, or your home starts to flood.
Prepare My Home
Build Responsibly
Mālama ‘Āina
Repetitive Loss Area Analysis
The RLAA is an in-depth look at areas that have experienced multiple flood insurance losses in the past. The RLAA offers flood mitigation actions for individual buildings or areas, in contrast to community-wide approaches presented in the City’s Hazard Mitigation Plan or other floodplain management plans. The City and County of Honolulu developed an RLAA for more comprehensive flood risk reduction and in preparation of an application to join the Community Rating System (CRS) under FEMA’s National Flood Insurance Program (NFIP).