Get Flood Ready

Insure My Property

Understand the Risk

Insure My Property

Stay Flood Safe

Prepare My Home

Build Responsibly

Mālama ‘Āina

FloodSmart

Streamgages

Elevation Certificates

Keiki Corner

What the Flood!

Test your knowledge of flood-related insurance with this interactive quiz from the National Association of Insurance Commissioners.

Do I have the right insurance?

My Insurance Doesn’t Cover What?

Avoid surprises by understanding your homeowners insurance policy.

What isn't covered?

Flood Cost Calculator

Use this tool to see how much flood damage – even from an inch of water – could cost you.

How much will it cost?

How is my insurance premium calculated?

FEMA’s National Flood Insurance Program has a new Risk Rating 2.0 tool that aims to make insurance pricing more equitable.

How is my insurance premium calculated?

Use this tool to receive an NFIP policy quote for your property. It takes approximately 10 minutes to complete and kickstart the process of safeguarding your home.

NFIP Policy Quoting Tool

Check what providers are in your area and participate in FEMA’s National Flood Insurance Program. It takes 30 days for flood policies to become active, so plan ahead to save what you love in a flood!

Need a provider?

More Flood Insurance Information

Hawaiʻi Department of Land & Natural Resources

Federal Emergency Management Agency

Hawaiʻi Department of Commerce and Consumer Affairs