What the Flood!
Test your knowledge of flood-related insurance with this interactive quiz from the National Association of Insurance Commissioners.
My Insurance Doesn’t Cover What?
Avoid surprises by understanding your homeowners insurance policy.
Flood Cost Calculator
Use this tool to receive an NFIP policy quote for your property. It takes approximately 10 minutes to complete and kickstart the process of safeguarding your home.
How is my insurance premium calculated?
FEMA’s National Flood Insurance Program has a new Risk Rating 2.0 tool that aims to make insurance pricing more equitable.
Check what providers are in your area and participate in FEMA’s National Flood Insurance Program. It takes 30 days for flood policies to become active, so plan ahead to save what you love in a flood!
Already Insured? Consider Your Coverage Limits
NFIP policies have coverage limits which may not be sufficient to cover the value of your entire building or contents.
Review your existing coverage and understand your coverage maximums for both building and contents (they are separate).
Talk to your agent about your specific coverage needs.
Make changes to your policy if needed so that you are sufficiently insured against damages from a future flood event.
Some private insurance policies can be combined with an existing NFIP policy. Visit the State Insurance Division website to learn more.